Terms & Conditions

1. Scope

These T&C apply to all contracts concluded between the provider (see section 2) and the user (hereinafter „User") via the application „Frudini" (hereinafter „App"). Deviating terms are not accepted unless the provider expressly agrees to them in writing.

2. Contracting party

The provider and contracting party is:

• Hauke Olf
• Südostallee 114, 12487 Berlin, Germany
• Email: hauke.olf@gmail.com
• VAT: Small business under § 19 UStG — no VAT ID.

3. Conclusion of contract

Downloading the App from the Apple App Store or Google Play is free of charge. By purchasing a Premium subscription within the App a paid contract is concluded between the provider and the User. The contract is concluded under the respective platform's applicable terms (Apple Inc. or Google Ireland Ltd.).

Before purchase, the price, term and renewal conditions are displayed. By confirming the purchase, the User makes a binding offer to enter into the subscription.

4. Subject of contract

The subject of the contract is the provision of the „Frudini" App as a digital service within the meaning of §§ 327 et seq. of the German Civil Code (BGB). The App enables personal recording of income and expenses and — within the Premium subscription — shared use with up to four members, real-time synchronisation, receipt scanning, voice input and biometric protection.

The specific scope of features arises from the App's description in the respective store and from the services listed in the Premium sheet of the App at the time the contract is concluded.

Binding details on personal-data processing, processors and processing locations (including global Firebase infrastructure and region-specific Cloud Functions endpoints) are set out in the privacy policy.

5. Prices and billing

The following prices apply to the Premium subscription:

• Monthly: €3.99 per month (incl. statutory VAT).
• Yearly: €39.99 per year (incl. statutory VAT). This corresponds to a saving of approximately 33 % compared to the monthly subscription.

Billing is processed via the User's account at the respective platform operator (Apple ID or Google account). The platform's payment terms apply additionally.

6. Automatic renewal

The subscription renews automatically for the chosen term (one month or one year) unless cancelled at the latest 24 hours before the end of the current period via the platform's subscription management. Cancellation is made directly with Apple (Settings → Apple ID → Subscriptions) or Google Play (Account → Subscriptions).

7. Right of withdrawal for consumers

Consumers have a statutory right of withdrawal of 14 days from the conclusion of the contract. The withdrawal can be declared informally by email to hauke.olf@gmail.com.

Lapse of the right of withdrawal for digital content

The right of withdrawal lapses prematurely if the provider has begun execution of the contract after the User has

1. expressly consented that execution begins before the withdrawal period expires, and
2. confirmed knowledge that with the start of execution the right of withdrawal lapses.

By activating the Premium subscription and first using a Premium feature, the User expressly gives this consent.

8. Cancellation

The subscription can be cancelled at any time at the end of the current period via the subscription settings of the respective platform (Apple App Store or Google Play). A separate cancellation to the provider is not required but is possible at any time by email.

After the term ends, the App switches to the free mode. Existing entries remain readable; Premium features such as Live-Sync or multiple members are paused.

9. User obligations

The User undertakes to keep their access credentials safe and not to use the App for unlawful purposes. In particular, no content may be posted that violates applicable law or third-party rights.

10. Availability and warranty rights

The provider endeavours to make the App available with high availability but does not guarantee uninterrupted accessibility. In the event of defects in digital products, §§ 327 et seq. BGB apply. In particular the User is entitled to subsequent performance; if this fails, to termination of the contract and reimbursement.

11. Liability

The provider is liable without limitation for intent and gross negligence as well as for damages from injury to life, body or health. In the case of slight negligence, the provider is only liable for breach of essential contractual duties (cardinal duties); in such case liability is limited to the typically foreseeable contractual damage. Any further liability is excluded.

The User is responsible for regularly backing up their own data. A data export feature is available in the App.

12. Changes to these T&C

The provider reserves the right to amend these T&C with effect for the future where this is necessary for legal or functional reasons. Changes will be communicated to the User with reasonable advance notice in the App or by email. If the User does not object to the changes within six weeks, they shall be deemed accepted.

13. Final provisions

The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods. Consumer protection provisions of the User's habitual place of residence remain unaffected.

The European Commission provides a platform for online dispute resolution at ec.europa.eu/consumers/odr. The provider is not obliged and not willing to participate in a dispute resolution proceeding before a consumer arbitration board.

Should individual provisions of these T&C be or become invalid, the validity of the remaining provisions remains unaffected.